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You or someone you may know may be making plans to buy or sell a home this year. The current economic state has been very confusing for many of us and with the economy being trying for so many Americans right now I frequently get questions about credit scores and how it affects a home buyer. Bottom line....It does!

Credit plays a very important role in our everyday lives. Whether you are a home buyer, a college student, a parent or a widower. Establishing and maintaining good credit is essential. All major purchases like a buying a home, a new car, purchasing insurance and even employment opportunities can all be influenced by your credit score!

I thought you or someone you may know may find these links helpful in answering questions about credit scores and how they work. Below is a link for a quick video that I found on yahoo finance that will give answers and explanations about FICO credit scores. This is great information you will want to know! 

FICO Questions Answered: Fair, Isaac CEO Reveals 3 Key Ways to Improve Your Score

I have also included links to all three of the major credit reporting agencies below.

     If I can answer any questions for you or any of your friends or family about buying or selling a home or about how to improve your credit score just call or email me anytime!

                                                                                                                Thanks, Shelly